Islamic finance has grown from a niche to a global segment of the financial services industry, with greater prominence on the agenda of governments and financial institutions around the world. Today, the global Islamic finance industry has USD 2.4 trillion assets and 1,400 institutions operating in more than 80 countries. In the international market, companies with a large presence in different global industries look for professionals who are knowledgeable in Islamic finance (Diploma Kursus Multimedia Interaktif). Students can find employment as a liaison between their company and financial services consumers, one of which incorporates Islamic finance business practices. 

What is a Certificate in Islamic Finance? 

A certificate program in Islamic finance is intended to teach financial regulations according to Islamic law. Legal, banking, and financial considerations of Islamic law are explored. Short certificate programs are available to senior executives seeking a better understanding of the Islamic finance environment. Detailed certification programs include exploration of the structure of Islamic business markets, tax laws, and proper financial planning for individuals covered by Sharia law.

Certificate programs are designed to help employees meet niche-based needs in the corporate industry. Regardless of a student’s religious orientation, a certificate in Islamic finance can help a student become an asset in the industry. Global financial services in Islamic banking institutions are experiencing exponential growth.

Masters › Islamic Finance

A master’s degree in Islamic finance is a course based on the relevance of the industrial practice of Islamic finance. The numerous areas of specialization are valid for all students who take the graduate course to continue their studies especially stages of penetration testing. The program uses are designed to prepare students with class training and services in the Islamic finance field. Students taking the master’s in Islamic finance have the opportunity to explore the broad conventional management aspect of Islamic finance. A master’s in Islamic finance is a postgraduate course aimed at guiding students who wish to understand complex Islamic finance, as well as the management of moral, legal, and regulatory systems. Students learn the best approaches to solving the many challenges in the industry. The various skills acquired through the courses are conceptually the best training skills for anyone pursuing a career change in the industry. The Widad University program prepares students with the most current topics affecting the Islamic finance sector. The course recognizes the need to develop general and industry-specific competencies. This is going to influence future career choices for students. The program prepares students with the most current topics affecting the Islamic finance sector. The course recognizes the need to develop general and industry-specific competencies. This is going to influence the future career choice for students. The program prepares students with the most current topics affecting the Islamic finance sector. The course recognizes the need to develop general and industry-specific competencies. This is going to influence the future career.

Have you ever wonder if you have been doing online sports betting too often? Yes, I know that the essence of buying toto online is that you can gamble till you drop as this is available 24/7. But this does not mean that you will really do this too often as this is not a good thing as well, even if you are still a bachelor. 

How should you know if you are already overdoing it? Here are the signs you can check:

• You are having a hard time stopping even with the fact that you already lose all your money. 
• You are too secretive when it comes to your gambling habit as you have this notion that it is already too embarrassing or maybe, you just don’t want people to know that you are doing this kind of activity. 
• You gamble even with the fact that you are actually problematic with money. There are even times when you borrow money just to gamble. 
• The money that is supposedly for paying bills is used for your gambling activity as you think that you can make it grow. 
• You tend to ignore the risks of losing some of your possessions as you are now too focused on gambling or you have even made them as collateral. 
• There are times when you even secretly get money from your wife’s wallet or you tried to sell some of your things without he knowing so you can have money to gamble. 
• Your mood will usually depend on the outcome of your gambling like if you are winning, you are in a good mood, and vice versa. 
• You have a lot of debts because of gambling and you know it’s embarrassing, thus you tend to hide it. 

If most of the situations above did happen to you, there is no doubt that you are indeed gambling too often. There is even a good chance that you are already addicted to it. But this does not mean you’re hopeless. Of course, if you work hard, you can still get away from the clutches of gambling. It is all about your determination and your will to be free from this addicting vice. 

Gambling is generally not a good thing. We all know that. But if you know how to deal with this, it does not have to be that bad. 

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Many preconceived notions stressing how money poses no function in generating happiness, but the fact that thousands and millions of the needy are desperate even for a few dimes proves the complete opposite of this ignorant stigma. Though money is completely incapable of comforting us and talking us through times of mental crisis, it can surely do us good by utilizing it for professional counseling therapy. 

The Benchmark Of Regular Living 

While you pursue no exclusivity in life, money is still deemed an essential resource that makes survival feasible. Almost everything in our lives demands money, for example, basic provisions, electricity and water bills, petrol, education, medical fees, so on and so forth. Imagine the complete absence of money, would you perceive that as happiness? While we all have distinct definitions of happiness, money is still highly demanded to fulfill the criteria of a livelihood with prominent happiness. If it happens to be the other way around, there will be no beggars by the roadside requesting for a few dimes to survive off. It may not be as noticeable to most of us, especially when we are equipped with stable financial capabilities making most items and experiences affordable to us, but if you were to take that ability away, will you call it a happy life despite having to starve and live off the streets? Most of us view our lifestyles as the worst epitome of happiness because we have sufficient resources to lead the barest minimum and we are conditioned to pursue more, thereby the stigma of money as useless to bring happiness. 

Opens Up Doors To The Better

With adequate financial capabilities, we are able to gain exposure and experience better than those who are lacking. To put this into perspective, with a sufficient budget, we are able to further our studies to widen up our perspectives regarding a totally different spectrum compared to what we have now. Those capable of pursuing higher education in universities are typically given the ticket to a comparatively stable career provided their results are qualified. Either way, the experience individuals get when furthering their studies in a higher institution is abundant. Apart from acquiring knowledge in which lives do not teach, they get to mingle around companions of distinct races and nationalities, enhancing their ability to communicate interculturally; a skill many employers today seek in their candidates. Those who do not get to enter a university though, may not be given the same degree of exposure. 

Bottom Line

Those who claim the money as nothing when it comes to bringing happiness are those who are incapable of reaching the peak, thus rationalizing their state of affair by bringing down those who have achieved heyday. Never settle for an average living when there are ways for you to ameliorate it, and indonesia forex trading brokers know best how to assist you in doing that magic. The only thing you need to do is to eliminate that mediocre thinking about fortune and strive for the better.

It sure can be magical and you may also have certain expectations after you give birth. The excitement and happiness of having a child can be infuriating at times. You definitely can’t wait to raise your child and become an excellent and the most caring mother in the whole world. But along the way of your expectation, you also have to remind yourself that there are several other honest expectations that you have to know of after having a baby. This can be a brutally honest expectation that you must take in order to not have false hope or any sort of disappointment. The earlier you know the truth and the expectations of having a baby, the better it would be for you to cope with the reality. This has no means whatsoever to ruin your motherhood and your baby’s life, this is just an informal and educating fact.

You and your baby must, fortunately, stay in a hospital or birth centre for at least 24 hours before discharging after having your baby. Most of the time, if you and your baby are healthy enough, you both are usually allowed to go home earlier. But sometimes, it can be confusing to know and not know whether you are allowed to go home yet or not because sometimes there are lots of formalities and procedures but also if in any doubt its the best to survey any doubts from your doctors directly in order to get clear results. If you ever have any medical condition or disease, the medical care time might take a little longer for you and your baby. This is because both of you and your baby will be given extra attention and send for observation. You might also stay longer if you gave a cesarean birth to your child, in this case, you might need to stay in the hospital for 2 to 5 days. It is not just the mom that affects the time spent at the hospital, but if your child is born prematurely, it is a must for your baby to be in the neonatal intensive care unit (NICU) or special care nursery. This might take a bit longer.

After giving birth, you have to know that things can usually get messy, like really messy. With baby poops everywhere, and your baby crying, and your breast milk leaking which you can use non-leak breast pads in Malaysia. Even your mood and body might take a while to feel it like it used to be. Things take time, and you need to know that being a mother does come with a lot more responsibilities than just making your baby smile. Baby can be unpredictable and that’s normal and that is also okay. Because we don’t know what they really want and it might take some time to figure out their needs. You also need to know that your body and mind need rest and time to recover back. Also to get more comfort and advice, please do refer to a Medical Assistant Profession.

Most of the professionals who started developing videogames in the beginning, back in the 80s, did so without having specific training; being engineers, programmers, or artists who adapted their training and knowledge to the few tools that existed for microcomputers and 8-bit consoles of the time.

Anyone who wanted to dedicate himself to the development of video games in any of its main areas design, programming, or art, had no choice but to opt for less specialized careers, such as Computer Engineering or Fine Arts, and make an extra effort to acquire the specific skills, either self-taught or through non-regulated training.

Since that inception, the sector has undergone an absolute transformation. Not only is there training totally oriented to video game development, but also specific tools, as well as development kits and environments, democratizing and opening the doors to the creation of video games to practically anyone.

The video game sector enjoys high employability

The video game industry in Malaysia has not stopped growing at any time. There are more and more players, more launches, more platforms, and more activities. In other words, it is a sector that increasingly needs more and better resources and, of course, more and better professionals.

The skills acquired are applicable to other industries that have nothing to do with interactive entertainment

The skills required to develop a video game and the technologies used in the process completely transcend other sectors.

This means that, for example, a video game development professional specialized in the programming branch could work without problem developing applications for mobile devices, artificial intelligence systems, or machine learning for the financial sector or in any other field where a programmer is required.

Develop the skills that best suit your profile

Although there are cases of video games that have been developed by a single person – as has happened with Undertale, it is not the most common. Even in the independent field, it is normal for a balanced development team to consist of at least one member who specializes in each of the main areas: programming, design, and art.

In the Official Degree in Videogame Design and Development at Widad, students go through a first-year where the foundations of these three branches are consolidated. From the second year, the specialization of each student begins to be defined. And already in the third and fourth year, the study plan is fully adapted to each profile, with specific subjects for the three specializations.

If you are clear that your professional development involves going out to discover the world, the video game sector puts it on a silver platter! Of course, it is absolutely necessary to have a good level of English, and that is why the Degree in Video Game Design and Development includes this subject in its study plan.

Sekiranya anda hendak melanjutkan pelajaran, anda boleh mempertimbangkan kolej Malaysia untuk pengajian perniagaan.

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Grocery shopping is one of the most important tasks for every household as it is important to have a healthy meal every day, including breakfast, to provide enough nutrients and energy to go through a long day of work. However, the coronavirus is still a threat to every citizen around the world and allows only a certain number of citizens from a household to purchase the necessities. The amount of groceries and necessities could vary depending on what the shoppers need, which could be a problem due to the SOP as they might not be able to purchase every necessity they need and require multiple trips. This can be resolved by purchasing groceries and necessities through e-commerce apps who will deliver your purchases to your doorstep without worrying about carrying too many products.

During lockdown, you might find yourself craving for something exotic, but most restaurants prevent dine-in and allow online deliveries instead. If you need to satisfy your need for crabs, then you can order crab delivery malaysia from your favorite grocery store on their website. But if you are looking for more varieties of crabs to order from online, then some e-commerce apps like Grab, Uber and Fave can provide you more options than the grocery store’s website and at a cheaper price too, depending on certain conditions. Through these apps, you can apply for a discount to make an otherwise expensive product much cheaper and purchasable. One of the trade-offs for it’s convenience is that you can’t judge the quality of the products and would rely on reviews instead, which could make most online shoppers prone to being scammed into purchasing lower quality ingredients. Of course, you can buy imported goods as well, but they will be so expensive it is better off to dine in a restaurant that serves the food instead.

Thanks to the advancement of technology in recent years, computers, smartphone devices and the internet are a core part of how we deal with mundane tasks by providing new ways of how we deal with these tasks. Since the threat of coronavirus is still present, these devices help grocery shoppers to purchase their desired ingredients without having to risk being infected by the virus. Although vaccines are being circulated and prioritized on senior citizens, it is not a for-sure method to counter the virus as it is capable of mutating and developing new strains, which would leave vaccinated individuals prone to being infected by these new strains. Because of that, teaching the eldery how to use the internet and smartphone has never been more important than before. 

Despite how convenient it is to shop for groceries online, you will be robbed the ability of manually choosing the quality of your groceries and leave you more susceptible to scams. Therefore, experienced smartphone users are responsible for educating the elderly on how to use a smartphone properly and teach them on what to look out for to differentiate between a message and a call from a scammer and a real employer.

In the age of unending evolution of technology, we will always be surprised with more evolving mechanisms by the creators who know nothing about giving up each day. There is even a whole new level of a newly created world, the cyber world is. It also requires us to get used to a new particular language that is highly used in this field and industry called coding language where all the magic starts out from. When it comes to this, there are a lot of steps and key strategies we should know of when we are involved in the IT world.

Anything can happen as there are hackers and software leaks can take place in times that never occur to us. If you are in an organization that relies very heavily on your computer system which keepsakes all the data, you should be extra careful in handling it. We never know how capable computer hackers can be in cyberspace. The last time I knew they even managed to acquire top secret and data of the military. In order to prevent a cyber attack from happening to the system, you must know that there is a thing called penetration testing that most people hire the service to test on the system security thus strengthening it if there are any weaknesses found. 

To notify you of what exactly penetration testing and the process, here are some of the steps in this test that will be put to use or click https://thecoolbears.com/pentest-malaysia/ to be directed easily:

Planning and Reconnaissance

In this stage where planning and reconnaissance are vitally needed, your computer system security would not be guaranteed enough security without going through this particular step in penetration testing. In this step, it will involve a lot of defining aspects of the scope and goals of the test. The computer system will also be brought forward and they will be checking which testing methods will suit best for the system. There will be a lot of intelligence gatherings to be made in order for the party to grasp the whole target and the vulnerabilities that are possibly there.

Scanning

In the scanning step, there will be two analyses that will be highly conducted. The first one is called static analysis where an inspection for the application’s code is dissected. This is to further investigate how it might be when being run. The other analysis following suit is dynamic analysis where the application’s code is left running as it is the state that will be investigated. This is to see the performance of it.

Gaining Access

To uncover the possible threats and vulnerabilities, this stage will be utilising many web attacks such as SQL injection, cross-site scripting and many more. Upon finding the threats, they might be running it to see whether or not they can exploit it to good use instead. Stealing data from it is one of the targets as it helps in understanding the future damage.

Maintaining Access

In the maintaining access step, the threats should have been found whereas they would be focusing on using the threats to better use. The method in this step will be to imitate the further threats that might attack the computer system again in the near future. By doing this, it is like we are taking a few steps further in strengthening the software to avoid the same thing happening.

Analysis and WAF Configuration

The results that have been obtained due to the whole penetration test will then be disclosed in a report. The report will list down the particular threats that were used, the leaked data that have got out and also the very time of the pen tester getting through the system without being detected. 

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Drains happen to be installed to remove water from the roof, which has fallen in the form of precipitation. Such a system helps protect the roof, walls, and foundation from excess moisture. You can install this structure yourself, and if you have the necessary skills and the knowledge.

What gutter materials are used?

For the gutter manufacture, you might use a variety of materials:

• Plastic is the cheapest option;
• Galvanized iron is also an inexpensive option. It can be painted or polymer-coated (like other metal gutters), which extends its life and increases cost;
• Copper – durable, but also expensive;
• Aluminum is lightweight and paintable;
• Concrete – is used mainly for the part of the ground, which drains water from the walls and foundation;
• Ceramic – it happens to be the most durable;

The foremost system fundamentals

The drainage structure of any home contains the coming modules:

Channel. Fixed flat with a slight slope on the outer sides of the roof slope. It can have, if necessary, rotating corner elements. It is in him that the water flows from the ceiling.

Trumpet. Mounts vertically. This element used to receive water from the gutters by the diagonal elbow and roof gutter drain funnel and happens to be discharged downward.

Drain the knee. Adheres to the bottom of the pipe and removes water from the walls and foundation of the house;

Drain the funnel. It happens to receive water from the gutter and goes to the pipe. It happens to be usually equipped with a special screen to prevent debris from entering the pipe.

Fixing elements. With the help of its channels and pipes, they are attached to the building. They are used for gutters and pipes.

Other auxiliary elements. Numerous sealants as well as connecting elements, tees, plugs, contours.

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Are you ready for a new home? Because you are going to live together, your family is growing soon or you have made a career switch and from now on you need a practice room at home? Whatever the reason why you want to buy a new home, know that such a decision involves a lot. We are happy to outline the full step-by-step plan, from budgeting to signing the deed.

Determine your budget

Before you start your search, it is crucial to gain insight into your financial options. Buying a house is an expensive affair, which involves numerous costs. To cover all those costs, you often have to draw on a combination of sources: own funds, a loan (a mortgage loan or a bridging loan) or the proceeds from the sale of your current home. Be sure to be assisted by a financial expert, so that you get a clear view of your options. Only then can you start looking for a new home. For condominium johor bahru this is most essential now.

Choose the suitable location

If you want to buy a new jb apartments, location is one of the most important criteria. Not only does it determine the cost of your new home, the place where you are going to live will also determine how you should organize your life from now on.

Be sure to take into account:

The ‘residential feeling’: do you want to live in the city or in the countryside? Do you like greenery or bustle?

The accessibility: do you have an easy connection with public transport or major motorways? Can you easily reach your workplace, your children’s school, your family and your friends?

Proximity to facilities: do you need a car to go to the supermarket, cinema or sports club? Or can you easily reach it on foot or by bike?

Possible ‘hidden disadvantages’: check whether the spot you have in mind is not in a flood zone or in the approach path of an airport.

The atmosphere in the neighborhood: is it a residential area, a student area, a district with a bad reputation?

Looking for a new house on the real estate market

Decide where you want to live? Then the actual search for a new home can begin. It is important to list a number of criteria in advance:

The type of home you want: a detached house, a terraced house, an apartment, a kangaroo house, a house with practice space.

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Long-term increase in penis size depends on the proper use of the penis extender. Thus, it is advisable to wear the device at least 6 to 8 hours per week, with at least one day per week without wearing it. The ideal is still to wear it twice a day, two hours at each port. During the first few days, wearing the extender can cause a feeling of discomfort which subsides after you get used to it. This is why you should not wear more than four hours a day during the first weeks. Each sex toy online Malaysia manufacturer has certain specific indications which are explained in the instructions for use. It is important to read them carefully before you start using an expander.

Putting the expander in place is pretty straightforward. It is only necessary to define a few of the elements, among those present in the box, which provide the most comfort. Indeed, the recommended models include several plastic rings and other pads that will really improve the feeling of comfort. After having installed the base of the extender on the penis, ideally when it is semi-erect, it suffices to install the second ring at the end of the penis. Finally, it is advisable to adjust the tension thanks to the dedicated rods.

Tension Adjustment

Precisely, the tension adjustment is what can seem too complicated during the first days. Only one watchword is to be given: if there is a sensation of pain, it is because the tension is too strong. Thus, it is advisable to start with a tension that will not exceed 800 grams the first week. Then, every week or every fortnight, depending on the number of weekly hours of use, it is possible to increase this tension, no more than 100 or 200 additional grams each time.

Finally, it is important to maintain the expander regularly. To do this, simply rinse the device with hot water after each use and wash it in soapy water once or twice a week, in addition to cleaning with a personal hygiene disinfectant once a month.

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