Starter Home Tips And House Listing In Bandar Sunway

For those who want to buy their house for the first time but still unclear on how to or what to do as a way to buy their first house, information is important. Even if you have the money, you will need some additional information to ensure that your house meets your expectations or is at the very least comfortable to live in. Buying, owning and living in a comfortable home and fulfilling one’s own tastes is everyone’s dream. For ordinary people, buying a home is usually the biggest and most important purchase in their lives. One wrong move, buying a home can be a nightmare.

Yes, for most people, buying and owning a home is the ultimate dream. It’s thrilling, dreamy, exciting but it can be a bit nervous. Owning a roof over your head that you know is yours, and the feelings of euphoria that come with just thinking about it. Owning a home entails a significant amount of responsibility. Before purchasing one, you must have sufficient knowledge and information. Remember that the purchase of a house involves three phases, namely the pre-purchase, purchase and post-purchase phases. Therefore, it is very important to know about the things that need to be emphasized in the process of buying a house so that everything happens easier and does not have hiccups.

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  • Establish Your Credit Report To Make the Process Easier

Any financial institution will usually check the applicant’s credit report before approving the financing that you apply for. If the applicant’s credit report is not good, then it is quite difficult for their application to be approved. For example an imperfect CCRIS payment record or there appears a CTOS report showing that he is a bad debt payer. Then, in this case it will close the opportunity for the applicant to make a new application until he gives his best commitment in order to resolve the problem of repayment of previous financing.

  • Plan Your Housing Situation 

Before anything, you must plan whether you want to buy a starter home or forever home. It is important to decide as it will affect your future financial status. If you are someone that looks for simplicity in life, you probably will treat your starter home as your forever home. 

  • Prioritize Location and House Situation 

First of all, location is the most important factor when choosing a home. It will determine your value property in the future, especially if you want to sell the house in the future. The condition of the house is also important. 

  • Auction House

If you want to buy an auction house, you can consult with auction house agents or auction companies. There are lots of auction house available in Bandar Sunway.

  • Dream house
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If you want to buy a house, then you have to find the house you want to buy. Make sure the house you want to buy meets the specifications you want and the objectives you want. Once you’ve found a suitable home, don’t forget to visit the site of the home to evaluate the features listed above.

  • Extra Cost or Hidden Cost in Owning a House

There are many other costs in buying a home that you need to consider such as down payment, legal costs, Memorandum Of Transfer (MOT), and much more. Sometimes there are even Rukun Tetangga fees in some neighbourhoods. 

  • Initiatives of the Local Government

There are some government program that will assist you in purchasing your first home. Examine government initiatives such as PR1MA, RUMAWIP, PPR, and Rumah Selangorku to see how you can benefit from them.

If you are a bumiputera, take a look at the bumiputera benefits, such as bumiputera house lots, bumiputera quotas, and bumiputera discounts.

  • Look for the Lowest Price Possible
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Some real estate developers provide various packages, including early bird rebates, bumiputera rebates, free Internet for X years, and free furniture and electrical appliance rebates. There is a lot more that real estate developers can offer as part of their marketing strategy.

That is all for this post. Remember that buying a house is a process and it takes some times to really hit that jackpot! Stay safe and don’t get scammed.

Written by Jason Hansen